This period (all accounts)
Range: 2025-10-01 to 2025-12-31 (3 months)
Income: £6870.13
Spending: £9404.38
Net: £-2534.25
Average per month over this period:
Income £2290.04, Spending £3134.79, Net £-844.75
Income £2290.04, Spending £3134.79, Net £-844.75
Per month:
| Month | Income | Spending | Net |
|---|---|---|---|
| 2025-10 | £4376.64 | £0.00 | £-71.33 |
| 2025-11 | £2493.49 | £0.00 | £-2462.92 |
Per account (this period)
Main account
Income £6870.13, Spend £9404.38, Net £-2534.25
Avg per month: £2290.04 in, £3134.79 out
Income £6870.13, Spend £9404.38, Net £-2534.25
Avg per month: £2290.04 in, £3134.79 out
Last 7 days: 0 new, 0 uncategorised
Cash and runway
Total balance: £-3944.24
Main account:
£-3944.24
Survival per month: £7.99
Comfortable per month: £7473.03
Cancellable subs: £0.00
Comfortable per month: £7473.03
Cancellable subs: £0.00
If you only pay survival bills, this pot lasts
n/a.
Projected balance after next 30 days (baseline + recurring only):
£-7810.78
£-7810.78
Monthly income vs spending
All accounts combined. Switch account to see a single account.
Monthly net cashflow
Income minus spending per month.
Balance over time
Daily combined balance in this range.
Spending by category (pie)
Spending by category (bars)
Top categories this period.
Top merchants
Where most money actually goes.
Daily income vs spending
Spending by role
Survival vs adjustable vs business vs other.
Recurring vs one off
Next 30 days: income vs bills
Based on baseline income and recurring series. Internal transfers ignored.
6 month projection
All recurring vs survival only vs no cancelable subscriptions.
0% income
Safe to spend
£0.00 per day
For the rest of this month after covering survival bills.
Free for rest of month: £0.00
Days remaining this month: 25
Free for rest of month: £0.00
Days remaining this month: 25
Upcoming bills (next 30 days)
| Date | Name | Amount | Level |
|---|---|---|---|
| 2025-12-07 | Kent Beauty Aes | £109.54 | nice |
| 2025-12-07 | WEALDEN DISTRICT C | £223.47 | nice |
| 2025-12-10 | EDF ENERGY | £158.69 | nice |
| 2025-12-10 | JEMPSONS SUPERMARK | £16.37 | nice |
| 2025-12-10 | NATIONAL TRUST | £13.24 | nice |
Top cancellable items
| Name | Average | Frequency | Survival |
|---|---|---|---|
| NON-GBP TRANS FEE 2.75% CD 2310 26MAY25 | £-0.48 | monthly | nice |
| NON-GBP TRANS FEE 2.75% CD 2310 | £-0.51 | monthly | nice |
| NON-GBP TRANS FEE 2.75% CD 2310 26JAN25 | £-0.53 | monthly | nice |
| NON-GBP TRANS FEE 2.75% CD 2310 26APR25 | £-0.56 | monthly | nice |
| WWW.PAY-DARTFORD-C | £-1.67 | monthly | nice |
Spending by weekday
| Sun | £0.00 |
| Mon | £4816.14 |
| Tue | £1227.50 |
| Wed | £925.79 |
| Thu | £706.69 |
| Fri | £1728.26 |
| Sat | £0.00 |
Spending by part of month
| 1-10 | £3148.86 |
| 11-20 | £2320.91 |
| 21-end | £3934.61 |